Allsup: Life Reclaimed
Allsup: Life Reclaimed
For medical professionals, case managers and advocacy groups
    Search
 

healthcare professionals call
888.786.2190

 

click here to request a
Disability Screening

 

click to view
SSDI Timeline

 
Click to verify BBB accreditation and to see a BBB report.
Sign Up for Allsup Special Reports
Request our References
 
Become a fan of Allsup on Facebook
 
Advertisment
FAQs - Social Security Disability Insurance (SSDI)


Applying for SSDI benefits can be a long and confusing process. Below are answers to some frequently asked questions.

1.  What is SSDI?

2.  How does someone qualify for SSDI?
 
3.  Do my patients qualify for SSDI?

4.  What is Social Security’s definition of “disability”?
 
5.  Is it difficult to get Social Security disability benefits?

6.  What is Allsup’s success rate?

7.  Do my patients need a disability representative or disability advocate working for them?

8.  Why should my patients choose Allsup to help them get SSDI?

9.  What are Allsup’s fees?

10.  How long does it take to get a decision?

11.  Do you have any tips on preparing for a hearing?

12.  How much will my patients receive?


13.  Can Social Security take away my patient's Social Security Disability Insurance benefits?

14.  Can they get additional benefits if they have children/dependents?

15.  Why apply for Social Security Disability Insurance (SSDI) benefits?

16.  Where can I and my patients get more information about Social Security Disability Insurance?

17. Can you get unemployment benefits while waiting for SSDI benefits?


18.  What is Supplemental Security Income (SSI)?


1.  What is SSDI?
Social Security Disability Insurance (SSDI) is a payroll tax-funded, federal insurance program. Its purpose is to provide income to people unable to work because of a disability.

2.  How does someone qualify for SSDI?
Patients must be insured. That generally means they must have worked and paid into the program (payroll taxes) for five of the last 10 years preceding your patient's disability. They also must have been disabled before reaching full-retirement age (65-67) and must meet Social Security’s definition of disability. Their full-retirement age varies depending on their birth date. Specific details are available here.

3.  Do my patients qualify for SSDI?

Complete our FREE Social Security disability benefits evaluation to determine if they qualify.

4.  What is Social Security’s definition of “disability”?
Generally, it’s being unable to work because of a verifiable mental or physical impairment expected to result in death, or has lasted, or is expected to last, for at least 12 months.

5.  Is it difficult to get Social Security disability benefits?
It can be. The Social Security Administration (SSA) denies about 68 percent of the people filing initial disability applications. It also can take a long time, on average two to four years. 

6.  What is Allsup’s success rate?
Our overall award rate is about 97 percent* for those who complete the process with us.

7.  Do my patients need a disability representative or disability advocate working for them?
They can apply on their own. However, a disability representative such as Allsup may dramatically improve – and speed – their chances of receiving disability benefits. As a group, our representatives have accumulated hundreds of years in disability benefits experience. The vast majority of SSDI applicants have a representative for their appeal.

8.  Why should my patients choose Allsup to help them get SSDI?

  • We will represent them at all levels of the SSDI process, from application through appeals.
  • We have a 97 percent success rate* and more than 32 years of experience representing people in their local areas.
  • People who use Allsup usually get their award faster than the national average.
  • We simplify a very complicated process and do all of the paperwork, collect medical records, prepare clients for hearings and speak to the SSA on their behalf. We actively check the status of each claim on a regular basis.
  • We’re here when clients need us, and we keep them informed on a regular basis.
  • 97 percent of those individuals we assist refer other family and friends who are in need of our services.
  • Allsup received the Better Business Bureau's Torch Award for excellence in customer service.

9.  What are Allsup’s fees?
The SSA governs the fees of representatives. Our typical fee is 25 percent of the retroactive (back) award, not to exceed $6,000. We do not charge a fee unless we are successful in obtaining your benefits. And there are no add-on fees for travel, collecting medical records, etc.

10.  How long does it take to get a decision?

Unfortunately, it’s not a quick process. Generally, it takes about three to five months for the initial decision. Reconsideration (first appeal) will take another three to five months. The second appeal is before an administrative law judge in Social Security’s Office of Disability Adjudication and Review. The average time to receive a decision at this level in 2015 was 386 days.

11.  Do you have any tips on preparing for a hearing?
A client's Allsup representative will thoroughly prepare him or her for the hearing.

12.  How much will my patients receive?

It’s a complicated formula largely determined by the amount of their past earnings that have been subjected to FICA taxes. Use this online benefits calculator for more details on how much they can expect to receive.

13.  Can Social Security take away my patient's Social Security Disability Insurance benefits?
Yes. It doesn’t happen often, but people can lose their disability benefits if their condition improves to the point that they no longer meet the SSA’s definition of “disabled.” SSA must show there has been medical improvement related to their ability to work before they can cease SSDI benefits.

14.  Can they get additional benefits if they have children/dependents?
Children up to age 18 or who have not graduated from high school are entitled to benefits if a parent is deceased, retired or disabled. Generally, dependent children of a disabled parent will receive about 50 percent of the disabled parent's monthly benefit. The 50 percent is divided equally among all eligible dependents.

15.  Why apply for Social Security Disability Insurance (SSDI) benefits?

SSDI provides income until a person's condition improves, offers assistance to help someone return to work and provides ongoing income if the condition does not improve. Each person is entitled to it based on payroll taxes paid and matched by employers. Also, when people receive SSDI, they qualify for other important programs like Medicare and prescription drug assistance, and protect their future Social Security retirement benefits.

16.  Where can I and my patients get more information about Social Security Disability Insurance (SSDI)?
Review Allsup’s information in our About SSDI section. Or go to the Social Security Administration’s website. We also recommend a Web chat consisting of 61 questions and answers about SSDI that is posted on About.com.

17. Can you get unemployment benefits while waiting for SSDI benefits?
The receipt of unemployment benefits does not necessarily preclude you from receiving Social Security Disability Insurance (SSDI) benefits. It is, however, a factor examiners consider when determining whether or not you qualify for SSDI benefits. Some administrative law judges (ALJs) may not award SSDI benefits if someone is receiving or has applied for unemployment. Disability onset dates (the date the disabling condition began or the date your condition required you to seek SSDI / affected your ability to be employed) may have to be amended to the day after someone received their last unemployment check.

The issue with unemployment versus SSDI benefits is the difference in why someone receives these benefits. When you receive SSDI, you are unable to do your past work or any other work. Unemployment benefits generally indicate you are ready, willing and able to work, but haven’t found employment yet. ALJs typically look at your individual circumstances when determining the significance of your application for unemployment benefits and related efforts to obtain employment when determining if you qualify for SSDI.

18. What is Supplemental Security Income (SSI)?
Supplemental Security Income (SSI) is a welfare based program. Monthly benefits are paid to people with limited income and resources who are disabled, blind or age 65 or older. Blind or disabled children, as well as adults, can get SSI benefits. If a claimant’s household income exceeds $721 per month for an individual and $1,082 for a couple, or the value of their resources are above $2,000 for an individual and $3,000 for a couple, then they are not eligible for SSI.

Allsup screens applicants for SSI eligibility when we do the application. SSI is a welfare-based program for disability, and we are filing for disability benefits based on your past work and FICA taxes paid. You may not be eligible for SSI if you are over the financial limits so Social Security may send a general financial denial. We will still pursue your disability case as normal.

 

*97 percent of the people who complete the SSDI process with Allsup receive awards.

 
Advertisment Advertisment
  Careers | News | Personal Stories | Contact Us | Refer a Patient | Services for Individuals | Saturday, October 21, 2017
Site Map | Privacy Policy | Terms of Use |  © 2008-2013 Allsup, Inc. All Rights Reserved | 300 Allsup Place, Belleville, IL 62223 | (888) 786-2190